Top Hyip List,Hyip Review

Companies that have web sites will pay for traffic. They will pay to have people visit their sites and hopefully buy what they are selling. Fundssurf.com web site is the go-between, the connection between you and the companies looking for more traffic. They will pay you to view web sites and online content specifically targeted to web promotion professionals like yourself.Some people are making hundreds of dollars every day in just a few minutes of time. And maybe you want to do the same thing. It is a very simple process to get started making cash with paid autosurf programs like fundssurf.com. This article will explain the basics of what you need to do to get started in the amazing world of auto surfing.There are many online money making scams, Ponzi schemes or pyramid schemes available to people who are willing to invest their hard earned money before doing their homework. Greed can cost you a lot of money if you are not careful. This article is not concerned with those schemes, but will cover the high-earning potential of paid autosurfing, also known as autosurf for cash.Let-s say a company called ABCD Investments (a make believe company) wants to get more traffic to their web site. They contact an autosurf company such as 12 Daily Pro and pay them money to increase their web traffic. ABCD Investments believes that a certain percentage of people visiting their web site will buy what they are selling. So they are willing to pay to get potential buyers to their site.In exchange for this payment 12 Daily Pro turns around and pays internet users like you and me to view ABCD Investments- web site for a few seconds. This way ABCD Investments gets the traffic they want while the web site surfers like you and me get paid to view their web site.There are thousands of companies that will pay to get additional traffic to their sites. Auto surf companies such as 12 Daily Pro have thousands of web sites that they are supposed to get traffic for and thousands of people that they pay to view those sites. Web surfers just like you can “auto surf” those web sites for just a few minutes a day with the possibility of making a huge return on their investment.To make money with paid auto surf programs there is usually a membership fee required. The larger the membership fee the more money the member can make. Getting started in autosurfing is a very simple process. A person will sign up with an auto surf web site and then deposit money to become a paid member. Once they are a member they will autosurf for a few minutes each day to earn money. After a specified period of time, usually several days to a month, the member who autosurfs can cash out their earnings. They can then take their earnings and stop or they can put the money back in for more autosurfing and more earnings.One thing to be aware of is that there are probably more scam autosurf sites than there are legitimate ones. So it pays to do your homework and only invest in auto surf sites with a good history of paying what they owe their members. Like all investments there is a risk that you could lose every cent you put into it. So be very cautious before investing your hard earned money in a risky venture.12 Daily Pro is a company that has a long track record of paying their members on time, every time. They are at the top of the list. There are other companies that have so far proven very reputable and reliable, but one needs to do their homework before putting money into an autosurf company.

Previously I have written on budget (time and money) and also on organising your email routine. I touched on basic tools needed and would like to share a little on browsing. I would like to share today a ‘heads-up’ or caution on selecting what you are trying to build and how you go about it.

Looking back over the last few months, it has become abundantly clear that I have ‘blown’ money unnecessarily. Hind-sight is after all 20-20! The main reason this happened is the planning I did at the outset was flawed – I did the planning, but being a ‘newbie’, I did not have all the facts or best practices to hand.

A recommendation to you is BEFORE you even sign up as an affiliate or recipient of information that might cost you money is to determine very precisely what it is that you feel is the direction you would like your business to follow.

Personally, I have my ground rule: Any Program or Company with Which I become involved MUST be ethical, fair and dependable.
I will share tactics and ideas on marketing and promoting your business in later articles.

Some of the areas where you can generally group your business efforts are below:

· Affiliate marketing – here you will be promoting products or services for another company and earning a commission based on your sales. This is probably the easiest base to work from initially as there is generally minimal cost and you don’t have to get tangled up in some of the intricacies of Internet Marketing. While setting up here, you would get a good feel of where you would like to be. Affiliate programs are in as many guises as there are products – travel, education, health products, real estate, cars, – you name it. It is best to try and select a company that has a product in which you have an interest initially.

· Network or recruiting programs – these can be lucrative for the longer term and well worth entering early so that you are able to build up your members over time. Unfortunately, there are some companies who are less than stable, so be sure to have a good look at the life of the company – it should be long-term and stable as your number one priority. A lot of the affiliate marketing companies – particularly those in the digital product arena, have very good residual income programs that tie in well with their affiliate programs.

· Own Product Marketing (digital) – this would be the next logical step from affiliate marketing – think about it – 100% of the profit or sale is yours. Before going into this arena however, you should take care to do a lot of market research and competitor research or your efforts could come to nothing. Here you will need to have guidance initially and access to good training.

· Niche Site or Product development – this is definitely where you will be able to create a good deep business. Find a niche or specific topic that interests you – hobby or whatever – and develop a website and product around that. Some online business are doing very well out of model trains, parrot food, dogs, fly-fishing etc – so don’t restrict yourself – if you have an interest you can be GAURENTEED that there will be someone else with the same and they would be willing to pay for your information, product or service.

· HYIP – this is a very grey area – some swear by these High Yield Investment Programs and there are equally as many who would not touch them with a barge pole. These are normally programs where you can invest an amount of money and after performing some action (maybe surfing or similar) you should get a very high return on your investment. These do work BUT there are even more scam artists in this arena than in any other so BEWARE! The returns are often very good so the temptation is definitely there. If you do decided to go this route, start very small and learn as much about the company beforehand as possible.

If I can leave you with one thought for today:
Be clear as to what you want to achieve – money, time, benefits etc – and then try to match your strategy to your GOAL to the business you wish to develop.

People make money and people lose money with cycling programs. People also make or lose money with network marketing and any other kind of legitimate business under the sun! While Ponzi schemes are illegal, some people make money with them, too, while many more lose money..

In this article, I would like to give the reader some information about Ponzi schemes and about “Cycling” programs.

PONZI SCHEMES

Ponzi schemes are a type of illegal pyramid scheme, named for Charles Ponzi, who duped thousands of New England residents. In the year 1920, Ponzi offered 50% profits every 45 days. He collected $9.8 million dollars from 10,550 people and paid out $7.8 million in just 8 months.

This was a kind of swindle, also called a “bubble” and has existed for hundreds of years. In reality, it is not an “investment” as people are led to believe. Money is simply being transferred from new investors to earlier investors. It is a fraud in which the “investors” are promised extremely high returns over a very short period of time.

This short payment time and high rate of return soon attracts large numbers of people. Initial “investors” make a lot of money, but their profits are not a result of the success of a business. Their profits actually come from the contributions of those people who later join, thinking they are participating in a legal business investment.

Ponzi schemes typically claim that their moneymaking abilities are because of their elaborate, inventive investments or business process. Because of word-of-mouth advertising about this great “opportunity,” new depositors are quick to jump on board. Usually a Ponzi scheme will not last very long. It eventually collapses since it was based on something that either never existed, or was grossly overvalued.

A major attraction of a Ponzi scheme is that it appears to be a high paying investment opportunity. As a passive type of program, a person does not need to work in order to generate great profits. The impression that people are given is that they need only to put their money into it and wait for the money to come rolling in!

Unfortunately, only a few “early birds” actually make money, which they actually receive by fraud, while everyone else loses most of or maybe their entire investment!



CYCLING PROGRAMS

Most people who are looking for ways to make money, truly just want to find something that is legitimate and is within their ability to do. A conventional business generally requires a large investment and long working hours. Network marketing, even though it is also a business that takes investment of time and money before a great deal of success is realized, has the advantages of being able to work part time and takes far less investment than does a conventional business. Unfortunately, with network marketing or MLM, there is a lot of hype. Often people are made to believe that they should be making lots of money in a short time. Since that usually doesn’t happen with MLM, as in any other legitimate business, people may begin looking for something that has less involvement and is more “passive” in nature.

So along comes an offer of a promise to make money in a short period of time. All you have to do is invest your money…and wait. There may or may not be some sort of product involved. A product of some sort at least keeps the program within “legal” limits. The so-called product may be leads that have been used over & over again, or some other internet thing that a person would not normally spend their hard-earned bucks for.

The promoters can be very skilled at making a person think that they are getting into a type of investment that really pays off and, indeed, a person … provided they are in “early” enough, does get paid. Investors are lead to believe that the “investment” is what is paying off, when in reality, it may be they are being paid from new people investing their money, or even may be getting part of their own money back.

These high-yield investment programs (HYIP’s) are actually much like the “cycling” programs only they are not called that. Most of those programs last no longer than about 6 months or so, and then collapse.

Then there are the programs that tell you that you will get paid when you cycle, or it is your turn. At first it takes only a few days to “cycle” and your money may double. The longer the program lasts, the longer it takes for a person to cycle. Eventually the cycle program collapses and the promoter starts another one. Most likely the same people that got in early on one program, will be the ones who get in early on the next program, and so on. A few people make real money, while the majority of folks are left holding the bag!

The promoter of this kind of program, I believe, is running an illegal Ponzi scheme! Even the people who get in early and make money are actually making money at the expense of those who invested later on, and may be in legal trouble, at least in the United States.

From the little bit of experience I have had with both the HYIP’s and the cycling programs, even though at the time I believed each was probably legitimate, a close analysis now tells me different. In general, I would advise anyone to stay far, far away from HYIP’s and from cycling programs.

However, I believe there may be some exceptions to the above information: there are at least a couple companies which have been around for several years that offer plans to their members to help them in advertising or obtaining leads for their business. It should be noted, though, that the members purchase product from these companies each month. Their compensation plan is not based on when they “cycle.”

Dear reader, face up to it, if you are going to develop an income in a legitimate business, you will need to be prepared to work, invest some money, and allow time before you realize the income of your dreams!

The high yield investments as you might know, have been used by some people interested in making money online through joining programs that have also been named as hyips and regardless of the mechanisms and formulas used in such programs and online plans, it might be essential paying attention to some points and guidelines which can greatly help you having better chancing of earning cash online and also the ones that would diminish the money losing chances. The first thing you might be asking in this regard is whether or not the hyips can be trusted anyway and this question can be looked upon from many different perspectives and viewpoints. For instance, although the hyip programs and plans can be risky, but if you take a look at the online records of such programs since their launching some years ago, you will figure out that many people have managed to earn income through joining them but you need be aware of some facts and rules in order to succeed once you consider joining the high yield investments. Please note that when you enter the hyip world with knowledge, experience, insight and awareness of some minute details, all of these factors and elements would combine with each other and then help you through some ways leading to the money making websites and staying away from the cash losing ventures and resources. For example, if you have just launched your web browser and come across a newly launched hyip website, the one that you have limited or no knowledge about, this is never recommended joining that program with some higher amounts of capital and investment. In other words, sometimes not knowing about the background and details of the high yield investments might lead to cash losing very quickly and this might be the mistake many people make when they decide generating money quickly by taking part in some online plans. It has been heard from some years ago among webmasters and the folks joining the hyips that trusting several programs instead of focusing over a single package is always recommended and up to this moment, all of the experiences people report after joining the high yield investments have proved this matter and you too are highly recommended following this approach and method. First of all, make some calculations about your future investment projects when you find some hyip websites and consider joining them, and then make separate investments into each of the packages offered using various amounts of cash and then wait for the results. Please note that this way, even if one or some of the hyips you have taken part in fail, you might still be member of the other profitable high yield investments and this could help you compensating for the possible cash losses. The other matter which is of great importance while joining the hyip programs and listings is taking a look at the actual interest rates promised and the backgrounds and previous records of the websites you like to join because by taking a quick look around the web, at money discussion boards as well as the hyip rating websites, you can easily become aware of the ideas other people have about the specific website and program you are going to take part in. For example, if the hyip you think as the favorite money making portal online has been voted negatively by many people on the web portals and sites and everybody is telling about the company not paying them for some time, well joining this program would be completely equal to losing all of your cash overnight and this is definitely not the idea in your mind when you think of investing into the hyips. If you try to be an active internet user, you can also increase your chances of winning in the high yield investments considerably because this way, you would probably be reading a lot of points about the hyips everyday and posted online by article writers and the webmasters who have extensive experiences about all of the plans introduced across the net used by people for generating wealth and other relevant points. After joining a few of the hyip programs and investing with some smaller amounts, you will gradually gain experience and will step by step become closer to the point where you would be a professional person having a lot of information when it comes to joining the high yield investments and this can be great actually. If you are determined to make money online, try to remain calm and patient and never think about yourself as the person who knows everything about the hyips and the rest of the money making procedures.

Mention anything that could lead to High Yield Investment Programs and people will listen. There are good HYIP’s and there are bad. Anything that is good has always attracted the wrong people. HYIP’s has been around for so long coming in different names and guises but no matter what, it has not failed to attract customers. The good thing about HYIP is that it can offer good returns for investments sometimes as good as 250% in one month. The bad news is, it has its sorry share of scammers. HYIP is probably one of the most exciting things happening online for people who are looking for ways to earn a good return for their money. Today, HYIP speculators can earn substantial profits for their investments. A HYIP may invest in properties, in stocks and in other HYIP. As these are good investments and people are flocking to it some HYIP programs are online to prey on potential investors. HYIP programs are getting more participants by the day and every so often another HYIP program is launched. Many investors have succeeded earning fortunes virtually overnight.Just like any other venture, especially when these have very high returns, HYIP also involves high risks, Although for people who have done their homework and played it right, a HYIP can be extremely lucrative.If you have participated in any high yield investment programs before, you will know that programs of this nature have its own large share of scammers and you know what it means to take caution. Even when HYIP is recommended to you by a friend who have visibly earned from the venture, even when respected people in the business and in the community have profited, there is still substantial reason to be cautious and to make very good back ground research. It is a part of a scammer’s strategy to make some people win to attract more. This is similar to dropping baits to be able to fish more. More often than not, it is the good unsuspecting guy that suffers. This is why when parting with your money, serious research is needed. No one has to feel pressured to invest as long as there is still that nagging discomfort that warns you to hold back.Good or bad, here are some pointers to get some certainty on your investment:- Any investing is a risk. Winning and losing is a part of the game. This is why many good investors will tell you to invest first the money that is not a part of your active income. Fight first against to urge of investing a fortune even when you are certain you could win. That could come and happen anytime. There is no rush and definitely there should be no pressure. Remember HYIP investing is like gambling. While there is good fun in winning big the first time, many people who felt so certain have also made devastating losses.- Choose HYIP programs that has been conducting successful programs for months not those that have been conducting for more than two years and definitely not those who have been there for only two weeks no matter the returns on investments that it advertises. Then conduct a shortlist.- Do not put too much egg in the same basket. Diversify.- Keep on monitoring the programs that you joined. If one of the programs that you joined has been down 4 times during the month, pull out your investment.

One of the basic rules of investing is that the higher the risk, the more potential for gain.  A high yield investment program (or HYIP) is one such program. By investing a small amount, a HYIP offers the possibility of high gain, with some risk.One of the biggest problems with HYIP’s is that they can represent a lot of money placed at risk for a high potential gain. Although they can involve small amounts of money, most investors will invest as much as they figure that they can risk, in order to take advantage of the high potential return. Read: Although they don’t require the huge start-up that other investments do, people do spend as much as they can afford. (Some put in more than they can afford, but this is never recommended.) Also, some HYIP’s are just well disguised ponzi schemes, and are thus highly illegal. (Investigate any investment opportunity, with special care as to the background of the group or person presenting it. Normally, “too good to be true” would be good advice, but that doesn’t always prove true when it comes to investing.) Some HYIP’s are in fact defined as “ponzi games” in order to skirt legislation that prohibits ponzi schemes as well as uninsured investments; bear that in mind when investigating any HYIP.However, the problem is that not all investments pay off. With HYIP’s, that’s actually the nature of the investment; although they all promise high gain, the problem is that high risk does mean a strong chance of losing any funds involved. Thus, any potential investor is advised to not invest any more than he can afford to lose. When debating the effectiveness of a HYIP, be advised that that the nature of the investment itself makes gauging that difficult, and that only the investor himself can make that decision. What makes them effective is that they can create a nice profit for the price entailed, but the risk involved makes arguably effective. There is no real way to cushion the investment, as there would be for most investments; again, the nature of the HYIP denies that.However, HYIP’s can be effective if the investor limits his activity to just one or two HYIP’s at a time, and invests conservatively otherwise for the time that he is involved in the HYIP’s. That way, the investor has the other investments to fall back on in case the HYIP falls through. This strategy makes the investment more effective, and decreases the risks involved, making them more attractive, and more effective. HYIP’s can thus be very effective investments, especially if the person can afford to lose any funds invested. If the investor is investing assuming that they will get the money back, and with a high yield, and doesn’t allow for the possibility of loss, however, a HYIP can be a potential issue. Investing in general isn’t for the weak; that definitely applies to HYIP’s.

Although it is virtually impossible to tell if a HYIP is a scam until the moment when they stop paying, there are several steps that you can take in order to minimize the chance of being scammed. For instance, you can do a Due Diligence (DD) check on the program. Listed below is a guide:

Step One

Use the following whois lookup sites to find out more about the program:

Look up IP Address Lookup Internet Service Provider (ISP)
Look up IP Address belongs to (Organization)
Look up Country
Look up Continent Lookup State
Look up City
Look up Latitude
Look up Longitude
Look up Timezone
Look up Registrant (website’s registered address, contact person, etc.)

www.seoconsultants.com/tools/whois.asp

Compare the whois information you have found from the above with the information provided by the program owner on his website. If you find any major discrepancies, you should be extra cautious about the program. The program owner may be trying to hide something from you.

Step Two

Before joining any HYIP, make sure you are comfortable with the program and have confidence in the owner. In the event of default by the program, you can locate and report them to the internet fraud authorities.

Step Three

Take note of the Internet Service Provider (ISP) for the program and to which organization its IP Address belongs to. Record their contact information (such as email address) so that in the event of default by the program, you can file a complaint to the ISP against them for internet fraud. If proven to be true, the ISP will most likely cease providing its services to the program. This prevents the program from cheating any more money from innocent members.

Step Four

Should you be the victim of a scam, submit details of the website found from Step One with your electronic payment confirmation number and send a complaint email to the following authorities to alert them of the internet fraud:

1. Internet Fraud Coordinator: ifcc.tp@fbi.gov
2. International Web Police: Director@Web-Police.org
3. ISP Provider (Refer to Step One. Look for the email contact for website abuse of the ISP Provider or the organization that the program’s IP Address belongs to and file a complaint).
4. Local authority (refer to the web registrant’s station address, search on the Internet to locate its country authority; such as the state police or any other relevant authorities)
5. E-gold Service (C.C. the email to the program owner)

You can obtain more information about fraud reporting at fraud.org. Also don’t forget to check status of your favourite HYIP program on HYIP monitoring like www.thehyips.info

Hi,
Why can’t I find any “warnings” about HYIP’s in any of our .gov sites? I looked at the department of commerce but found nothing. Do you know of such a .gov site that is warning consumers? If so I would love to know what it is.

Thanks for your time.

Whenever one hears of the words High Yield Investment Program, it isn’t unnatural to find people shivering in their boots. And why not, high investment can only mean high risk, can’t it. And to top it all, there are always people willing and wanting to take advantage of those who are gullible enough to part with their hard earned money on a second’s notice.

Because of these factors, High Yield Investment Programs have gained a notoriety that some other elements can only envy. This reputation has dissuaded serious investors from even regarding them and encouraged the shadier elements of the financial district to set up shop using such.

Actually, it’s quite a pity since High Yield Investments Programs, when legit, can actually be a very valuable tool in generating personal wealth. If you are smart and discerning you will find wonderful opportunities to increase your investment by a sizeable margin.

The word for the day is that, not all of them are scams, there are actually programs that have been used for years and have been able to create success stories out of everyday Joes and Marys just like you and me. While many high yield investments are also high-risk, you can look around and find legitimate high yield programs that are not only legitimate but wonderfully productive as well.

There are two types of HYIPs (or High Yield Investment Programs), others have to do with banking or investment in some offshore trading company with shady rules and cryptic technicalities, and these are the ones you will want to avoid. The other kind is the transparent kind that involves investment in shares, gold, futures or other local, understandable and verifiable trading setup.

When looking for a HYIP that will lead you to success in your quest for personal wealth, look always towards the programs that emphasize transparency. You will want to know how the program develops and what you can expect in return. You will also want a tangible contact. A tangible contact means you can actually talk to the person on the phone or through email. Make sure you can ascertain the legitimacy of his trading and his person.

If a HYIP is promising too much, let’s say an 80% return on investment, you have to be wary. Although HYIPs generally give a higher than normal return rate, ROIs that make your eyes pop out are signs to look out for in a bogus enterprise. If they can promise really good rates, then make sure they explain how they can get to that amount. If that is not the case, run for it; the enterprise is probably bogus.

If you are trying an HYIP, then make sure you start small. This way you get to test the waters for stability, legitimacy and other factors as well. If you can check with Better Business Bureaus then that would be an added security on your part and is always good practice when investing in anything.

That is not to say that all HYIPs are not legit. It is only saying that there are many that define the name of HYIP. However, if you do look with discernment and perseverance, you are bound to find a jewel in the rough that will lead you all the way to wealth and success. Good luck hunting!

i want to know all private hyip programs on finance. groups.yahoo.com